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Engagement Ring Insurance Tips to Keep in Mind

That beautiful engagement ring on your finger deserves your total attention. After all, this is not just an accessory, but a pure and powerful symbol of the love that connects you and your significant other. It is the commitment you both made to create a family together and share your lives with each other.

Of course you want your engagement ring to be properly protected – and insurance is one way to do it. What will engagement ring insurance cover and what are the crucial tips to know about it? Read on and find out more.

  • Engagement ring insurance can cover you in the event of theft, damage, or even complete loss. Of course, it all depends on the specific policy you sign up for – but in most cases, this type of insurance can cover you in a multitude of unfortunate situations. This will give you peace of mind, knowing the ring can always be replaced with one that’s exactly the same.

  • In general, this type of insurance is not expensive. Most couples pay around $1-$2 for each $100 of the ring’s worth (so if the ring costs $1500, you will end up paying up to $30). Considering how important engagement ring insurance is, this is not a high price to pay.

  • If you decide to insure your gorgeous engagement ring, make sure you first have it appraised by a professional jeweler. This will determine the ring’s value (and thus, it will determine how much you should pay for the insurance and how much will be covered).

Don’t want to navigate the tumultuous seas of wedding planning alone? Contact Dazzle (Events) By Andrea and allow us to help you pull together all the stunning details that make your Big Day totally unique and unforgettable. Hire us as your wedding planners and you will never regret it!

Photo by Gabby Orcutt on Unsplash

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