The Pros and Cons of Wedding Insurance
Insuring your car and your house is one thing – but not many people consider insuring their wedding day.
Why is this a good option – and why not?
What are some of the main issues to consider when deciding whether or not you should buy wedding insurance?
We have some tips for you – so read on and find out more.
Wedding insurance can save you from plenty of unfortunate situations. For instance, if you have to cancel or postpone the wedding due to unforeseen events in your life, your wedding insurance policy will be there to help you. Likewise, if you are having your wedding in a museum or national park, you want to avoid having to pay for any kind of liabilities – and wedding insurance can help with that.
Wedding insurance is pretty affordable too. Although many couples avoid it thinking that it’s yet another expense they can simply skip, the truth is that wedding insurance is actually inexpensive. Moreover, it can save you from financial disaster (can you imagine what would happen if you had to postpone your wedding and your vendors didn’t accept returning the advance payments if they aren’t available for a later date?).
It’s all about not being stressed out. It is unlikely that you will cancel or postpone your wedding. And it is (hopefully) unlikely that your wedding guests will be any kind of liability (even with all the alcohol flooding your bar). But you probably want to be as certain as you can be that you will not have to meet extra expenses (on top of an already expensive event to pay for) – and that’s where wedding insurance comes in. This kind of coverage can help you sleep better at night during the engagement, allowing you to simply enjoy it and focus on those tiny details that will make your day magical.
Downsides? There aren’t many, really. In terms of costs, most wedding insurance policies cost very little. The only things to pay attention to are the insurance company you sign this with and the exact coverage you will get for the money.
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